Domiciliary Care Insurance
Specialist insurance for home care agencies – protecting your business, your carers and your clients when care is delivered in people's own homes. Get your quote in minutes.
- Public, employers' and treatment risk liability for home care.
- Wide range of specialist cover options available.
- Suitable for new start-ups and established agencies.
Get a Domiciliary Care Insurance Quote
What domiciliary care insurance can cover
Typical areas a specialist broker can discuss with your agency. Cover always depends on the policy and insurer.
Public and products liability
Injury to clients or damage to their homes and belongings while carers are working.
Employers' liability
Compulsory cover for employed and bank carers, including lone-working injuries.
Medical malpractice / treatment risk
Claims arising from personal care, medication prompting or administration and clinical tasks.
Loss of keys
Replacing keys and locks where a carer loses a client's keys.
Abuse and safeguarding
Defence and damages for allegations of abuse, neglect or financial impropriety.
Management liability
Directors and the business facing regulatory investigations or employment disputes.
Who is domiciliary care insurance for?
- CQC-registered home care agencies
- Live-in care providers
- Reablement and hospital discharge services
- Supported living and outreach teams
- Companionship and welfare visit services
- New and start-up care agencies
How it works
- 1
Tell us about your agency
Complete the short two-step form – it takes about a minute.
- 2
We pass it to a specialist
Your details go to an FCA authorised broker who specialises in domiciliary care insurance.
- 3
The broker contacts you
They'll discuss your requirements and arrange quotes directly with you.
About domiciliary care insurance
Domiciliary care insurance is designed for agencies that send carers into private homes. Because the work happens away from the agency's premises and often by lone workers, the risks are different from a residential care setting.
Policies can include public and products liability, employers' liability, treatment risk, loss of keys, abuse and safeguarding, and management liability. The broker who contacts you can explain which covers are available for your agency.
Suitable for CQC-registered home care agencies, live-in care providers, reablement and hospital discharge services, supported living and outreach teams, and companionship services – including new start-ups.
Compare Quotes does not give insurance advice or prices. We pass your enquiry to an FCA-authorised specialist broker who can discuss your requirements and provide a quote.