Residential Care Home Insurance
Specialist insurance for residential care homes – protecting your building, your staff and your residents, with property, liability and business cover brought together in one policy. Get your quote in minutes.
- Buildings, contents, liability and business interruption in one policy.
- Wide range of specialist cover options available.
- Suitable for new and established residential care homes.
Get a Residential Care Home Insurance Quote
What residential care home insurance can cover
Typical areas a specialist broker can discuss with your home. Cover always depends on the policy and insurer.
Buildings and contents
Cover for property, fixtures, furnishings and residents' belongings.
Public liability
Cover for injury or damage claims from residents, families, visitors and contractors.
Employers' liability
Statutory cover for care, catering, domestic and maintenance staff.
Abuse and safeguarding
Cover for defence costs and damages for abuse or neglect allegations.
Legal expenses
Cover for employment tribunals, contract disputes and regulatory representation.
Business interruption
Fee income protection while a home is unable to operate normally.
Who is residential care home insurance for?
- Independent residential care homes
- Care home groups
- Dementia care homes
- Learning disability homes
- Elderly care and retirement homes
- New and start-up care homes
How it works
- 1
Tell us about your care home
Complete the short enquiry form – it only takes a minute or two.
- 2
We pass it to a specialist
Your details go to an FCA authorised broker who specialises in the care sector.
- 3
The broker contacts you
They'll discuss the cover your home needs and arrange quotes directly with you.
About residential care home insurance
Residential care home insurance typically brings property, liability and business protection together in one policy designed for homes providing personal care and accommodation.
The policy should reflect your resident mix, staffing, buildings and local authority or private contract obligations. The broker who contacts you can build cover around those details.
Homes that are part of a group can often be covered together, with a single renewal date and one point of contact.
Compare Quotes does not give insurance advice or prices. We pass your enquiry to an FCA-authorised specialist broker who can discuss your requirements and provide a quote.