Care Home Insurance
Specialist insurance for care homes – protecting your building, your staff and your residents, with property, liability and business cover brought together in one policy. Get your quote in minutes.
- Buildings, contents, liability and business interruption in one policy.
- Wide range of specialist cover options available.
- Suitable for new start-ups and established residential, nursing and specialist homes.
Get a Care Home Insurance Quote
What care home insurance can cover
Typical areas a specialist broker can discuss with your home. Cover always depends on the policy and insurer.
Buildings and contents
Cover for property, fixtures, furnishings and residents' belongings on a reinstatement basis.
Public liability
Cover for injury or damage claims from residents, families, visitors and contractors.
Employers' liability
Statutory cover for care, catering, domestic and maintenance staff.
Abuse and safeguarding
Cover for defence costs and damages for abuse or neglect allegations.
Legal expenses
Cover for employment tribunals, contract disputes and regulatory representation.
Business interruption
Fee income protection while a home is unable to operate normally.
Types of care home cover available
- Residential care homes
- Nursing homes and dual-registered homes
- Dementia care facilities
- Learning disability and autism homes
- Mental health and supported living services
- Children's homes and specialist units
How it works
- 1
Tell us about your care home
Complete the short enquiry form – it only takes a minute or two.
- 2
We pass it to a specialist
Your details go to an FCA authorised broker who specialises in the care sector.
- 3
The broker contacts you
They'll discuss the cover your home needs and arrange quotes directly with you.
About care home insurance
Care home insurance typically brings property, liability and business protection together in one policy designed for regulated residential care. This can reduce gaps that appear when covers are bought piecemeal from different insurers.
Whether a single home or a group is being covered, the policy should reflect the resident mix, staffing model, buildings and contract obligations. The broker who contacts you can build cover around those details rather than offering an off-the-shelf package.
Group schemes covering more than one home are common, with a single renewal date and one point of contact. The broker who contacts you can explain the options and can typically support you if you ever need to claim.
Compare Quotes does not give insurance advice or prices. We pass your enquiry to an FCA-authorised specialist broker who can discuss your requirements and provide a quote.